To gain a thorough and accurate understanding of each client’s circumstances and goals, Advisors meet one-on-one with a client to develop a comprehensive grasp of the individual, the family, and much more. Our Advisors solicit information and listen actively, exploring such topics as backgrounds, family history, personal and professional journeys, short- and long-term objectives, risk comfort levels, money management preferences, lifestyle, and legacy priorities, among others. This essential exploration marks the beginning of a close and enduring personal collaboration.
Advisors connect regularly with clients in the manner each client chooses. At the client’s convenience, we are pleased to meet in person, by phone, or remotely, using videoconferencing technology.
Foundational to our wealth management philosophy is our duty to protect our clients’ financial resources through strategic diversification, with a specific focus on the minimization of both risk and volatility. At the same time, we leverage our profound experience to stay abreast, and ahead, of the markets’ macro trends, volatility, rate changes, alternative investment options, evolving issues, and shaping forces.
Essential to the effectiveness of our philosophy is the precise tailoring of each client portfolio. Over the years, we have identified specific risk profiles that guide us in customizing each investor’s objectives and preferences. We are grateful that the satisfaction our clients report and the lasting strength of these relationships evidence the success of this approach.
All decisions are made by the Investment Committee, comprising all LifeCapital Advisors. The committee undertakes a thoughtful, detailed investment process, conducting its own research and due diligence.
This equips Advisors to speak directly to clients about the steps leading to each and every choice made for a portfolio. It enables staying ahead of the market on early opportunities such as cryptocurrency. It also facilitates coherent strategies that are, surprisingly, not universal, such as avoiding quick reactions to breaking news, resisting the urge to “follow the herd” or react to the latest trend, and not moving rashly just because a particular company may be undervalued. The results are more favorable decisions and the recognition by clients of the value added by our approach.
Developed over decades of experience, our investment process merges research, external resources, model review, and most importantly, our team’s expertise and insight. The process is rigorous and includes:
Essential to the process is a precisely curated portfolio framework that helps us tailor the appropriate levels of diversification and cost, balanced against return, while ensuring flexibility.